What is a Will — and Why Do You Need One?

A will is a legally binding document that sets out your wishes for what should happen to your money, property, possessions, and even your dependants after you pass away.

In simple terms, it’s your voice carried forward — ensuring the people and causes you care about are looked after according to your wishes.

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How a Will Helps You and Your Loved Ones

A properly crafted will provides security, clarity, and peace of mind for both you and your family. Here’s how it protects what matters most.

If you die without a valid will (called dying intestate), the law decides how your estate is distributed.

This may result in:

How a Will Helps You and Your Loved Ones

A properly crafted will provides security, clarity, and peace of mind for both you and your family. Here’s how it protects what matters most.

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How a Will Helps You and Your Loved Ones

A properly crafted will provides security, clarity, and peace of mind for both you and your family. Here’s how it protects what matters most.

You should review your will every 3–5 years, or after major life events such as marriage, divorce, having children, buying property, or if a beneficiary dies. These changes can significantly affect how you want your estate distributed.

Yes, you can change your will at any time while you’re mentally capable. You can either make a new will (which automatically revokes the old one) or add a codicil for minor changes. However, for significant changes, it’s usually better to create a new will entirely.

If you die without a will (intestate), the law decides how your estate is distributed according to strict rules. This may not reflect your wishes and could leave out people you care about, such as unmarried partners or stepchildren. It can also cause delays and additional costs for your family.

Keep your original will in a safe place and tell your executor where to find it. Good options include with your solicitor, in a bank safe deposit box, or with the Probate Registry. Make sure to give copies to your executors and keep a copy at home in a secure location.

An executor is responsible for carrying out the instructions in your will. Choose someone you trust who is organised, responsible, and willing to take on the role. This could be a family member, friend, or professional like a solicitor. You can appoint up to four executors.

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