What is a Will — and Why Do You Need One?

You should review your will every 3-5 years, or after major life events such as marriage, divorce, having children, buying property, or if a beneficiary dies. These changes can significantly affect how you want your estate distributed.

Yes, you can change your will at any time while you're mentally capable. You can either make a new will (which automatically revokes the old one) or add a codicil for minor changes. However, for significant changes, it's usually better to create a new will entirely.

If you die without a will (intestate), the law decides how your estate is distributed according to strict rules. This may not reflect your wishes and could leave out people you care about, such as unmarried partners or stepchildren. It can also cause delays and additional costs for your family.

Keep your original will in a safe place and tell your executor where to find it. Good options include with your solicitor, in a bank safe deposit box, or with the Probate Registry. Make sure to give copies to your executors and keep a copy at home in a secure location.

An executor is responsible for carrying out the instructions in your will. Choose someone you trust who is organised, responsible, and willing to take on the role. This could be a family member, friend, or professional like a solicitor. You can appoint up to four executors.